Terms & Conditions
Terms of Use for ACI Indiana
Last Updated: April 18, 2024
By accessing or using our Website, (including aci.kfmweb.com, referred to herein as our “Website”) you agree to comply with and be bound by the following terms and conditions of use. Please read these Terms of Use carefully before using our Website.
You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send. You agree not to take any action or use any device, software, or routine to interfere or attempt to interfere with the proper working of the Website, systems or networks, or any systems or networks connected to the Website.
1. Acceptance of Terms
By accessing and using the ACI Indiana Website, you agree to be bound by these Terms of Use, our Privacy Policy, and any other guidelines, rules, or policies posted on the Website. If you do not agree with any of these terms, please do not use the Website.
2. Information Collection
The ACI Indiana Website collects personal information from consumers solely for the purpose of understanding and respecting their communication preferences relating to the collection of a debt. This includes preferred methods of communication, preferred days of the week, and preferred times of the day for communication. Digital information may be anonymized and collected for the purpose of Website analytics. See our Privacy Policy for more details.
3. Use of Information
The information submitted by consumers, including Personal Data, is used exclusively for communication purposes related to the debt collection process. ACI Indiana will not use the information for any other purpose, and it will not be sold, leased or shared with third parties, except as required by law.
Text Messaging Disclosure: If you submit a request for communications by text message, you are enrolling in ACI Indiana text messages. Subscription to text messages is not required for access to your information. Messages may include account information and updates, automatic payment reminders, courtesy links for easy access to the payment portal, and regulated communications in response to your inquiries. You may opt out of this method of communication by replying STOP to a message. Once opted out, you may opt back in by texting START to (765) 575-7005. For help, email contactus@atlascollects.com or call (765) 529-3377. After opting back into text messages, you can reply HELP for more information. Message and data rates may apply to text messages, and frequency may vary. Mobile carriers are not liable for delayed or undelivered messages. You can also access our Privacy Policy here: Privacy Policy
4. Forwarding to Payment Portal
ACI Indiana does not handle or process payments directly on this Website. Debtors will be forwarded to a separate, secure payment portal to complete any necessary transactions. ACI Indiana is not responsible for the security or processing of payments on external portals.
5. Security
We take the security of your information seriously. ACI Indiana employs industry-standard security measures to protect the information collected on our Website. However, no method of transmission over the internet or electronic storage is completely secure. By using our Website, you acknowledge and accept the inherent risks associated with online communication.
6. Changes to Terms
ACI Indiana reserves the right to modify or revise these Terms of Use at any time. Any changes will be effective immediately upon posting on the Website. It is your responsibility to review these terms regularly to stay informed of updates.
7. Termination of Access
ACI Indiana reserves the right to terminate or restrict your access to the Website at any time, without notice, for any reason.
8. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of Indiana. Any dispute arising out of or related to these terms will be subject to the exclusive jurisdiction of the courts in Indiana.
Contact Information:
If you have any questions or concerns regarding these Terms of Use, please contact us at contactus@atlascollects.com or 765-529-3377.
Thank you for using the ACI Indiana Website responsibly.